A 401k rollover allows an employee to direct his plan to his new employer once he decides to move out from his previous company. This allows the plan holder to still have access to the funds even if he is now working for a different employer and can still enjoy its benefits once he retires. If you own stocks from your previous employer’s company then your contributions can be handled in two ways. The first way is that you can route the stocks directly to your Individual Retirement Account without liquidating it. The next option that you can embark on is to sell your stocks and pay the rollover into your account strictly within 60 days. If you fail to place the cash in the account in that span of time then you will have to pay due taxes for it. Please visit my website at http://www.tfswealth.com/weeklynews/articles/fixed-index-annuity