Hour 3: Aired on Tuesday, June 21, 2016 - Dave reads and rants about a blog from the Center for Retirement Research at Boston College titled "Student Debt Burdens Non-Grads More." - Dave reads a Twitter question from Derrick, who wants to know how often a person should ask for a raise. - Lebron (Alexandria, VA) asks if he should sell his car as he works to get out of debt. - Joey (Midland, TX) is considering a VA loan. - Adam and Darlene (Fort Wayne, IN) are excited to scream that they've paid off $118,000 in five years and seven months and are now debt-free! - Dave reads the Scripture and quote of the day. - Mitch (Phoenix) wants to know if he should refinance his house before putting money into college savings. - Alan (Atlanta) is being sued by his homeowner's association.