Americans are dependent on their credit cards. But you can live without credit cards, it just takes some time and effort.
In this episode we talk about the very first action step you need to take. It's the hardest step to take, even though the action is very easy - it's just hard to stick to it. We also discuss a solution or substitution on what to do instead of using plastic by talking about how the envelope system works.
Holla From The Impala: Leaving money on the table is NOT smart money management