Special Report: The Fundamentals of Annuities and the Black Diamond Dividend Strategy. Sinclair Noe quizzes annuity authority Steve Jurich on the differences between the four kinds of annuities which may be used for a 401k rollover: immediate, variable, fixed, and fixed index. Learn how, when, and why to use each type, and which annuities are best suited for 401k/IRA rollovers. Then, Steve reviews how to incorporate a focused dividend strategy into your retirement mix, to methodically grow your money over time. Explore the dynamic combination of annuities alongside quality equity dividend reinvestment.