It's now the end of October. Time to assess where this year has gone. Did you even have a plan for 2012? If you do, does it include physical, relational, and spiritual goals besides your financial goals? You say you have no goals in writing? Then you have no goals! Get yourself a plan for the rest of 2012, and it's not too early to start on 2013 either. This show gets back to basics on how to put goals together to make a plan that really works.