Topics: Scott lays out the things people of all ages should do to build and protect their retirement savings. - Lori disagrees with me on getting term insurance for a stay-at-home parent. - Alex is 16 years old and wants some saving tips. - Erica asks if foreclosures and short sells are the most affordable way to accomplish purchasing rental properties. - Neal has a bunch of student loan debt and asks if he should pay it off before investing. - Viko is checking into trading FOREX. - Lucas (SoCal) has a debt payoff plan but is concerned about not having an emergency fund during the 3-year payoff. - Elon Musk isn't as smart as people make him out to be. - Zach (Silicone Valley) is 30 and paid off $50,000 in debt! - How much is enough? Links mentioned on the show: Please share the show by texting http://GetFR.com to 3 people.