After a lengthy real estate boom in the US, the past year or more has experienced a significant market adjustment downward in most areas. Real estate loans make up a significant part of the loan portfolio in most community banks. Many banks are being called upon by regulators to get updated appraisals on collateral on a very frequent basis. In some markets appraisers are challenged to find a true market value because of lack of comparable sale data; often distress situations are the only data available. Join Jeff Simpkins (http://blog.communitybankconsulting.com/) as he talks with Certified Residential Appraiser, Elizabeth Buchanan (http://buchananappraisals.com/) about what is currently going on in the real estate market from the perspective of an appraiser.